PERSONAL WEALTH MASTERCLASS

Build Your Second Income Before You Need It.

You work hard for your salary. But will your savings and investments support the life you want in the years ahead?

DATE
14th Oct 2026
TIME
7.30 PM · IST
LANGUAGE
English
DURATION
90 minutes

Bonuses:  Basics of Wealth - eBook &  Financial Assessment Tool,  Worth ₹1,997/-

Connect your money

Understand how your finances should work together.

Know your direction

Connect your goals with a practical next step.

Build for the future

A disciplined approach to assets and future income.

Companies I've worked with

HSBC
Standard Chartered
IDBI Bank
LIC
Max Life Insurance

IS THIS YOU?

You're Earning. Now You Want to Have a Plan to secure your Future.

  • “I want to start properly.”

    You are saving, but are unsure what to prioritise before investing.

  • “I already invest, but it feels scattered.”

    You have investments without a clear connection to your goals.

  • “My family depends on my salary.”

    You want to think beyond this month's income and responsibilities.

  • “I want future income, but I need a process.”

    You want to understand what building passive income actually involves.

  • “I don't have time to keep chasing advice.”

    You want a practical approach that fits around a demanding career.

  • “I want authority over my Personal Finance”

    I don't want Financial institutions or advisors to take advantage of my ignorance.

FROM PRODUCTS TO A PROCESS

More Financial Products Don't Automatically Mean a Better Financial Future.

The old wayFinancial Legacy Hub
Save whatever is left at the end of the monthGive your money a purpose before the month gets busy
Pick investments because they are popularStart with the goal, timeline, and risks you can understand
Treat protection, debt, savings, and investments separatelyUnderstand how each part affects the others
React to headlines and other people's resultsUse a decision process you can revisit calmly
Chase passive income without examining the work and capital requiredUnderstand the assets, effort, risks, and time involved
Judge progress only by the latest returnReview progress against your goals and changing needs

Your money needs direction, coordination, and a process you can repeat.

THREE CONNECTED IDEAS

Protect Today. Give Tomorrow a Direction. Build a Future Beyond Your Salary.

STEP 01

Financial Ecosystem

Bring your cash flow, savings, debt, protection, and investments into one picture. Strengthen the foundation before taking on more risk.

STEP 02

Financial GPS

Know where you stand, what you want your money to do, and which milestones matter. Give your decisions a direction you can review.

STEP 03

Financial Growth Engine

Understand how regular contributions, suitable assets, reinvestment, and review can support long-term growth and future income.

A strong financial future is built through decisions you understand and habits you can sustain.

TESTIMONIALS

In Their Own Words

01
E.P.Srinivasan

When I initially embarked on the journey of Equity investment, I was overwhelmed by the complexities and uncertainties that lay ahead. When I joined Tojo’s Community, his ability to simplify Investment concepts & techniques helped me learn faster & move towards my Financial Goals. His professionalism, knowledge & genuine commitment to help me achieve my financial goals were evident from day one. His weekly nurturing sessions are of great help to be on track.

E.P.Srinivasan

Chartered Accountant

02
Senthil Kumar.G

Having taken the guidance of Tojo, has helped me come out of my debts. I have also invested systematically in multiple plans to achieve my financial goals. I also started investing in shares which earlier I was averse of. This has accelerated my journey towards my Financial Goals. He is an expert who never panics and makes you understand the need of different investments. Thank you Tojo for guiding us.

Senthil Kumar.G

Founder - Helikx Open School

03
Shakthivel.A

For every financial challenge I faced, Tojo has provided me with a solution that works and easy to implement. I feel his deep understanding of the Financial Markets is the reason. He always looks at the core of the situation. Then he tells you what works and what needs to be changed. Thank you Tojo for helping me to overcome my Financial challenges.

Shakthivel.A

AVP - Fullerton

CLARITY YOU CAN BUILD ON

Less Guesswork. Clearer Priorities. A Process You Can Return To.

  • See your whole financial picture.

    Understand how your decisions affect one another.

  • Know what deserves attention first.

    Recognise gaps before adding more products.

  • Make goals more practical.

    Connect future ambitions with decisions you can start examining today.

  • Build calmer decision habits.

    Have a reference point when markets or headlines create pressure.

  • Think beyond your next pay cheque.

    Understand how assets may support future income.

  • Have better family conversations.

    Explain what you are working towards and why.

The webinar gives you a learning framework. Progress depends on your circumstances, available capital, decisions, consistent effort, and market conditions.

MEET YOUR COACH

Tojo Puthiyavan,  Financial Legacy Coach

Founder of Financial Legacy Hub, believe financial freedom isn’t just about making money—it’s about building a legacy that lasts for generations.

I have 24 years of Experience across the financial industry and 17 years as a Stock Market  Analyst. Over the years, I developed a structured approach to financial planning, investment education and market decision-making. But my journey wasn’t smooth. In 2001, I was fired from my first job with in 6 months citing recession. That experience ignited my determination to never let money control my life again.

“Your money should support the people and the future that matter to you.”
  • 24+ years of Experience in the Financial Industry 
  • 4,000+ professionals trained in financial planning and investment concepts. 
  • Retired financially free at 37.
  • Certified National Trainer (JCI India) and NISM-Certified in Mutual Funds and Derivatives Research.  
Tojo Puthiyavan, Financial Legacy Coach

COME WITH THE RIGHT EXPECTATIONS

Is This the Right Masterclass for You?

A good fit if…

You're a salaried professional aged 28–48 earning above ₹75,000 a month

You want a process for financial growth

You're starting out or already saving and investing

You're willing to examine your habits and priorities

You're open to considering paid guidance if it fits

Not the right fit if…

You do not match this session's stated audience

You're looking for instant income or guaranteed returns

You expect personalised buy/sell recommendations

You want a result without effort, time, or uncertainty

You're not open to considering further guidance

YOUR QUESTIONS, ANSWERED

Before You Reserve Your Seat

YOUR NEXT CHAPTER STARTS WITH CLARITY

You've Worked Hard to Build Your Income. Now Give Your Financial Future a Plan.

Join Tojo Puthiyavan for the free Personal Wealth Masterclass and discover how your Financial Ecosystem, Financial GPS, and Financial Growth Engine fit together.

                                                                                          A process to understand and apply. No guaranteed financial outcome.